I've always been a worrier, and I'm having trouble trusting my Paragard IUD, which I've had for about five months now. Before now, my fiance and I were also using the pull-out method from a few days after my period until a few days after I ovulate. We even did that today (I know that I'm ovulating, based upon extreme increase in sex drive, ovulation cramps that I always get, and tons of egg white cervical mucus - plus I'm on day 14 of my cycle). I'm still worried though, because he 'finished' on my lower back and butt, and then wiped it with a paper towel afterward - but when he did, he didn't really think about it and used the same one to wipe my vagina (because of all of my wetness).
I have had checkups, and I've been told that the IUD is in the right place (based upon the string length, which the providers checked). I guess that it's hard to trust, because I *know* that I'm ovulating, and I know that the IUD isn't 100% effective. Also, I have developed some weird left-sided cramping that I get right before my period over the past three months or so, and although my string length appears to be fine and Planned Parenthood told me not to worry, I'm worried that it's in a weird position or something.
I guess I really shouldn't be worried, because we're so close to getting married, anyway. We're planning to do a getaway wedding this summer, and we've already ordered our wedding bands. We also talk about our future family, where we're going to live and what it'll be like, etc.
Ideally, I would like to be on his (better) health insurance before we get pregnant, and I'd really like to wait a year or two, anyway - but it's not like I don't want to have a baby relatively soon, and I do have health insurance. I'm confused about it, though. My health insurance pays 80% of my bills after deductible, but my maximum out-of-pocket expense is something like $2000. So, would I have to pay 20% of $1 million if I had a baby that needed to be in the NICU, or would it never exceed $2000?
Also, can any of you share your stories about trusting your IUDs?
Thanks so much!
Trusting my IUD