I want to try birth control for cramps, and because we're planning to get married next year. I'm a virgin and I know someone who had her hymen broken during an exam. I don't want that. Do they offer the pill without exams at Planned Parenthood? The only thing is, I have Kaiser for insurance. Would it be less expensive if I went through Kaiser? And is there any chance at all that at Kaiser they would give me the pills without an exam? One more thing: if I do go through the exam, will the speculum stretch me more than my husband will? I'm sure it depends on the guy, but how do does a small speculum compare to an average penis? I don't want an exam to affect my first sexual experience. Thanks!